Xrpalike Gene (XAG) system is a global open-source payment network based on the Internet. It enables people to transfer money to any currency quickly and with minimal transaction costs. Unlike SWIFT, Xrpalike Gene (XAG) system offers a completely new payment mode in Internet finance. It extends decentralization to support new fields beyond the XRP system, including asset mapping token, confirmation, transaction, and circulation of tangible and intangible assets. This facilitates value circulation and credit circulation in the economy.