TrueFi is a protocol that allows liquidity providers to create interest-bearing pools with a high APR. It utilizes TrustTokens (TRU) for utility and rewards, incentivizing participants to maintain stable and high APRs. TRU serves as the native token of the TrueFi protocol and enables TrustToken holders to have a say in determining credible borrowers in the prediction market. By rating credit for third parties through TRU, a permissionless credit system can be established based on incentives. TRU owners also have partial ownership in the development of this new credit system.